MassMutual Strategic Distributors: Built for your business

MassMutual Strategic Distributors

Built for your business.

MassMutual Strategic Distributors (MMSD) offers its distribution partners a diverse product portfolio and the support of an experienced team, all backed by MassMutual’s 170 years of financial strength.

Our Products    |   Contact Us    |   Advanced Sales    |   Performance    |   Financial Strength    |   Our Team

Our products

Built for securing futures.


MassMutual’s suite of annuity products includes both income and fixed annuities. Our products are designed to provide flexibility for your clients based on their life stages and retirement income needs. ​

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Life Insurance

​MassMutual life insurance products will help your clients pay college tuition and mortgage payments and help cover retirement income gaps in the event of a death. Some of our policies also offer the opportunity to build cash value. ​

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Hybrid Life & Long Term Care

Our hybrid life & long term care (MassMutual CareChoiceSM) products offer a combination of benefits that make them an attractive long term care planning option for many clients. The CareChoice products provide long term care protection, death benefits, plus rising cash value. Policyowners are eligible to receive whole life policy dividends1 — a significant competitive advantage.​

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Disability income insurance (DI) can help ease the financial hardship that often results from a loss of earned income due to a lengthy disability. Anyone who relies on their income is a potential candidate for disability income products.​

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Advanced Sales

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We have assembled an industry-leading team of highly qualified sales support professionals in estate and business planning to help you identify business opportunities, explore options, and tailor innovative solutions for your most challenging cases.

Learn more about Advanced Sales

Who Knew

Listen to MMSD’s monthly podcast featuring Matt DiGangi and a series of experts, sharing thought leadership in financial services and beyond.

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How Did We Do?

MassMutual Annual Report

The report features MassMutual’s accomplishments and continued focus on helping people secure their future and protect the ones they love.

View the Report

2021 Financial Summary

  • Illustration - a dollar bill


    Total adjusted capital2

  • Illustration - three people with the person in front wearing a suit


    in Policyholder Dividends

  • Illustration - storefront with awning


    Insurance and Annuity Benefits paid in 2021

  • Illustration - a pie chart with a piece of the pie extracted


    Total invested assets

Strong financial strength ratings3

MassMutual financial strength ratings are among the highest of any company in any industry.
  • AA+

    Standard & Poor's (Very Strong)

  • Aa3

    Moody’s Investors Service (High Quality)

  • A++

    A.M. Best (Superior)

  • AA+

    Fitch Ratings (Very Strong)

Meet the MassMutual Strategic Distributors (MMSD) Leadership Team

A headshot of Dominic Blue

Dominic Blue

Head of MassMutual Strategic Distributors

A headshot of Lisa Todd

Lisa Todd

Head of Life & Disability Insurance Distribution

A headshot of Matt DiGangi

Matt DiGangi

Head of Annuity/Hybrid Distribution

A headshot of Mary Romano

Mary Romano

Head of Strategy and Planning

A headshot of Deidra Hubenak

Deidra Hubenak

Head of Advanced and Internal Sales

A headshot of Loraine Bernard

Loraine Bernard

Head of Delivery and Program Management

A headshot of Antione Walthour

Antione Walthour

Head of Client Experience and Service

1 Dividends are not guaranteed.

2 These are consolidated statutory results of Massachusetts Mutual Life Insurance Company and its U.S.-domiciled life insurance subsidiaries: C.M. Life Insurance Company and MML Bay State Life Insurance Company.

3 Ratings are as of 12/1/2022 and apply to Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company. Ratings are subject to change.

The information provided is not written or intended as specific tax or legal advice. MassMutual, its employees and representatives are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel.

The product and/or certain features may not be available in all states.

All guarantees are based on the claims-paying abilities of the issuing insurance company.

Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual) Springfield, MA 01111-0001.