Use It or Lose It
Learn how to leverage the estate and gift tax exemption with Whole Life Insurance before it expires.
Premium Finance Guidelines and Workflow
High-net-worth clients whose funds are illiquid or invested in their business, yet need a large amount of life insurance, a premium financing approach, in which the premium is loaned by a bank, may be an option.
Supplementing income in retirement for high earners
The MassMutual Whole Life 10-Pay product offers cost-efficient death benefit protection during the working years, and cash values that can help supplement income at retirement.
Taming a bear market
Instead of taking distributions from a retirement account during a dip, tax-advantaged distributions may be taken from an existing MassMutual Whole Life 10-Pay policy.
Foreign nationals & real estate
If you work with noncitizen/nonresident aliens (NC/NRs), there are 3 key things to know about the impact of a large concentration of U.S. real estate.
Corporate split dollar loans as an “anti-poaching” plan
A corporate split dollar loan arrangement allows businesses to offer a valuable life insurance benefit to key executives as an “anti-poaching” strategy for employers.
Build more cash for a business owner retirement buy-sell plan
The new MassMutual Whole Life 10-Pay provides the requisite death benefit coverage to facilitate the transfer of business shares to surviving owners in the event of premature death.
We offer a large selection of state- approved courses for insurance continuing education (CE)
Our classroom and webinar courses are approved nationwide. We can help you maintain your state insurance license and meet CPE, CFP, and P.A.C.E. CE requirements.
Meet the Team
Deidra W. Hubenack, JD, CPA
Head of Advanced & Internal Sales
Randy Zipse, JD, AEP® (Distinguished)
Advanced Sales Lead
Director, Advanced Sales
Nichole Crawford, JD, LLM, CLU, ChFC, CAP
Director, Advanced Sales
Lina R. Storm, CLU, ChFC, MBA
Advanced Sales Marketing Director
Our Team Includes
Attorneys with law firm experience who can be that extra advantage you need to help close cases.1
Advanced Sales Consultants with 100+ years of combined sales and field experience who hold CLU®, ChFC®, CFP®, and FLMI® designations.
Advanced Sales Case Designers who can help throughout the sales cycle, from fact finding and exploring options to illustrating cases.
Marketing Specialists who create a wide array of client presentations, illustration tools, marketing collateral, blog posts, podcasts, and legislative and tax updates to keep you informed.