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Overview
Flexibility to Adapt
We are proud to offer MassMutual CareChoiceSM products
These products provide long term care protection, death benefits, plus rising cash value. Policyowners are eligible to receive whole life policy dividends1 --- a significant competitive advantage.
The CareChoice products provide the flexibility to address all the possibilities throughout retirement.
Products
CareChoice One
This is a participating single premium whole life insurance policy with a qualified long term care insurance rider.
Overview
Care Coordination Services
Materials for financial professional use only
Not approved for use in CA
CareChoice Select
Find out about our participating 10-Pay whole life insurance policy with qualified long term care riders.
Overview
Care Coordination Services
Materials for financial professional use only
Approved in all states except CA and NY
MassMutual has paid dividends to eligible participating policyowners every year since 18691
Dividends
As a mutual life insurance company, MassMutual does not have shareholders. Instead, the company operates for the benefit of its participating policyowners. Participating whole life policies issued by MassMutual are eligible to receive a dividend each year.
Intentionally mutual - Our historyHistorical Dividend Studies
Dividend Interest Rates for Participating Life Insurance Policies
A Simplified Look at How the Dividend Interest Rate is Applied
Quality and Performance Matter Summary
Marketing Materials
MassMutual's Long Term Care Studies
Overview of Studies
Long-Term Care Study Whitepaper
Contact Us
Press 3, then:
Sales Support: Press 1
Case Management: Press 2
8:30 a.m. - 7 p.m. ET (Monday - Friday)
FOR FINANCIAL PROFESSIONALS. NOT FOR USE WITH THE PUBLIC
1 Dividends are determined annually, subject to change and not guaranteed.
2 The MassMutual Long Term Care in America Study was research on consumers, conducted by Greenwald Research in 2022. The MassMutual Long Term Care Study of Financial Professionals was research on financial professionals, conducted by Greenwald Research in 2020.
Single Premium Whole Life Insurance (SPWL-2013, ICC13SPWL and ICC13SPWL in North Carolina, SPWL-NY-2019 and SPWL-FL-2021) and Limited Payment Whole Life insurance (MMCCWL-2019 and ICC19-MMCCWL in certain states, including North Carolina) are participating, permanent life insurance policies issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001.
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