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Annuities

Built for securing futures.

MassMutual’s suite of annuity products includes income, fixed, and variable annuities. Our products are designed to provide flexibility for your clients based on their life stages and retirement income needs.

All products and materials may not be approved for use in your firm. Products may not be available in all states.

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Retirement solutions for every client

Offer clients a secure source of reliable income to meet their vision for retirement, based on their unique needs. Whether they are accumulating for retirement, or ready to get an income, dependability is more important than ever, so consider annuities backed by 170 years of strength and stability.

Our suite of annuities

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Fixed and Income Annuities  

Offer your clients retirement solutions with flexibility, dependability and growth. Fixed and income annuities from MassMutual will help you address your clients’ unique needs and build your business with confidence that comes with 170 years of strength and stability.

Products

NEW: Fixed Deferred Annuity with Market Value Adjustment
MassMutual Premier VoyageSM provides conservative investors with a guaranteed growth for a guaranteed period of time and the potential for lifetime income.

Immediate Income Annuity
MassMutual RetireEaseSM can provide a guaranteed stream of predictable income to your clients --- who require income now --- as part of their total retirement income plans.

Fixed Deferred Annuity
MassMutual Stable VoyageSM can help conservative investors accumulate assets for retirement and convert those assets into a guaranteed income stream2.

Deferred Income Annuity
MassMutual RetireEase ChoiceSM can provide a predictable, guaranteed income stream that begins at a time your clients choose and lasts a lifetime. This product offers a qualified longevity annuity contract (QLAC) and for clients who require income later in life.

Learn more about our Fixed and Income Annuities
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Variable Annuities  

A variable annuity offers clients a retirement plan with dependability and growth. Plus, it can include guaranteed lifetime income, tax deferral, and even a death benefit.

Products

MassMutual EnvisionSM with MassMutual RetirePaySM
MassMutual Envision offers the uncapped growth potential1 that clients want; RetirePay provides guaranteed income clients need.

Learn more about our Variable Annuities

1 Variable annuities are unlike index-lined annuities in that they have the potential for uncapped growth over time. When RetirePay is elected, investment allocations are restricted so a client may not experience the full risk or return potential of the market.

Starting the client conversation

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RETIREMENT INCOME GAP CALCULATOR

Do your clients have enough to retire?

Use the Retirement Income Gap Calculator to see if your clients have enough guaranteed future income to enjoy the retirement lifestyle they want.

Try the Calculator

Industry updates

Light blue banner with a headshot of Matt DiGangi to the right and "Annuity Connect" in big bold letters and "ideas and thought leadership built for advisors" in small text under it

Learn more about a wide array of business- building ideas and insights in our quarterly newsletter from the desk of Matt DiGangi, Head of Annuity Distribution.

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2 Guarantees are based on the claims-paying ability of Massachusetts Mutual Life Insurance Company.

Taxable withdrawals are subject to ordinary income tax and, if made prior to age 59 ½, may be subject to an additional 10% federal income tax.

The information provided is not written or intended as specific tax or legal advice. MassMutual, its employees and representatives are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel.

MassMutual has engaged WealthVest Marketing, Inc. to provide wholesale services. WealthVest is not a subsidiary of MassMutual and wholesalers are not MassMutual employees.