Hybrid Life & Long Term Care

Built for securing futures.

Our hybrid life insurance and long term care (MassMutual CareChoice℠) products offer a combination of benefits that make them an attractive long term care planning option for many clients. The CareChoice products provide long term care protection, death benefits, plus rising cash value.

All products and materials may not be approved for use in your firm. Products may not be available in all states.

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Contact our knowledgeable sales team to help meet your clients’ needs.

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   1-413-744-1202

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Cost of Care Estimator Calculator graphical banner

Built for creating opportunities.

Clients are concerned about the costs of long term care. Now you can estimate costs depending on where they live. You can tailor the information to the types and length of care needed. You can also compare costs between two states.

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Overview

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Flexibility to Adapt

We are proud to offer MassMutual CareChoiceSM products

These products provide long term care protection, death benefits, plus rising cash value. Policyowners are eligible to receive whole life policy dividends1 --- a significant competitive advantage.

The CareChoice products provide the flexibility to address all the possibilities throughout retirement.




Products

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CareChoice One

This is a participating single premium whole life insurance policy with a qualified long term care insurance rider.

   Overview
   Care Coordination Services

Materials for financial professional use only
Not approved for use in CA

CareChoice Select

Find out about our participating 10-Pay whole life insurance policy with qualified long term care riders.

   Overview
   Care Coordination Services

Materials for financial professional use only
Approved in all states except CA and NY

Let’s secure more financial futures

Call 1-413-744-1202

Find Your Managing Director

1 Dividends are determined annually, subject to change and not guaranteed.

Single Premium Whole Life Insurance (SPWL-2013, ICC13SPWL and ICC13SPWL in North Carolina, SPWL-NY-2019 and SPWL-FL-2021) and Limited Payment Whole Life insurance (MMCCWL-2019 and ICC19-MMCCWL in certain states, including North Carolina) are participating, permanent life insurance policies issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001.