Life Insurance
Built for securing futures.
Whether the need is for protecting a family or business, MassMutual’s broad portfolio of life insurance products can help your clients. From education funding and retirement planning for individuals, to business planning for key people and estate planning for business owners, MassMutual has a life insurance solution your team can be proud and confident to present to clients.
All products and materials may not be approved for use in your firm. Products may not be available in all states.
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If you can't find your Managing Director or need assistance, call the MMSD Sales Desk at 1-413-744-1202.
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On This Page
Creating Predictable Outcomes for Clients
Find out how a diversified portfolio of life insurance can help meet client needs across their wealth management life cycle in part one of the Quick Connect series with Vern Carlson.
Products
Offer clients a diversified portfolio of life insurance backed by MassMutual’s 170+ years of financial strength. Call us today to find out how you can add protection and growth to a client’s overall financial strategy at 1-413-744-1202.
Introducing the New Apex VUL
MassMutual's new Apex VUL is a flexible premium variable universal life (VUL) insurance policy that provides a combination of features, benefits, and tax advantages for your clients.
MassMutual's new Apex VUL is a flexible premium variable universal life (VUL) insurance policy that provides a combination of features, benefits, and tax advantages for your clients.
Review the APEX VUL Overview Video, Playbook and reach out to our expert sales team to start offering your clients:
- Permanent life insurance
- 60+ investment options
- Guaranteed death benefit to age 85
- Tax-advantaged withdrawals
Whole Life Insurance
Participating whole life insurance from MassMutual® offers a combination of features and benefits that differentiates it from most other financial products.
Product GuideConsumer Guide
Adjustable Loan Rates
Variable Universal Life (VUL) Insurance
Apex VUL is a flexible, premium variable universal life insurance policy that combines permanent life insurance protection with the potential for account value accumulation.
Product GuideConsumer Guide
Investor Guide
Playbook
Survivorship Whole Insurance
Survivorship Whole Life policies insure two people and pay the death benefit at the second death.
Product GuideConsumer Guide
At-A-Glance
Universal Life Insurance
Flexible premium universal life insurance offering the ability to guarantee the death benefit.
UL Guard Product GuideUL Guard Consumer Guide
SUL Guard Product Guide
SUL Guard Consumer Guide
Term Life Insurance
Affordable, flexible term life insurance.
Product GuideConsumer Guide
At-A-Glance
Dividends
2025 will mark the 157th consecutive year that MassMutual will pay an annual dividend to its eligible participating policyowners, and it will be the largest in the company’s history at more than $2.5 billion.
Creating Value for Policyowners (2:26)
Since 1851, MassMutual continues to deliver exceptional value to our whole life policyowners, while helping them secure their future and protect the ones they love.
Industry Updates
How Much Do I Need? (2:20)
Quick Connect Part One: Helping to create more predictable outcomes for clients.
Quick Connect Part 2
Quick Connect Part 3
Quick Connect Part 4
MMSD University
MMSD University
Marketing Materials
Conversation Starters
Built for creating opportunities.
These featured brochures will enable you to broach the conversation about life insurance with your client. Please reach out for additional materials and to take the next steps toward securing a policy for your client.
MassMutual whole life policies are the gift of a lifetime
Participating whole life insurance can give a child a financial head start and provide a range of benefits for years to come. It can truly be a gift of a lifetime.
Download PDF (English) Give the Gift of a Lifetime (Chinese)
Give the Gift of a Lifetime (Spanish)
FOR CONSUMER USE ONLY
Guaranteed to fit your life
MassMutual participating whole life insurance offers a combination of life insurance protection, cash value accumulation, guarantees and income tax advantages. Consider some of the ways that a whole life policy may help your clients address different financial needs over the course of their lifetime.
Download PDF (English) Guaranteed to Fit Your Life (Chinese)
Guaranteed to Fit Your Life (Korean)
Guaranteed to Fit Your Life (Vietnamese)
Guaranteed to Fit Your Life (Spanish)
FOR CONSUMER USE ONLY
Taming a bear market
If your clients are saving for retirement, they're probably used to seeing the value of their retirement accounts go up and down with the financial markets. However, once they retire, this may be a greater concern. Taking withdrawals from their retirement accounts during market downturns can significantly reduce their value over the long term.
Download PDF (English) Taming a Bear Market (Chinese)
Taming a Bear Market (Korean)
Taming a Bear Market (Vietnamese)
Taming a Bear Market (Spanish)
Let’s secure more financial futures
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1 Dividends are determined annually, subject to change and not guaranteed.
Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual) Springfield, MA 01111-0001.