Offer clients tax advantages and dependable growth with annuities

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Now is the time to consider the tax benefits of annuities

These tax-deferred assets allow a client to pay no current income taxes on gains until the assets are withdrawn, and as these annuities grow tax deferred, they provide stability to a retirement portfolio.

Tools & resources

1040 At a Glance (PDF)

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Is your money working as hard as it could? (PDF)

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Maximize retirement savings (PDF)

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Tax planning & filing

Help your clients understand how taxes may affect their savings. These pieces are designed to help you walk through planning and filing with your clients and ensure that they feel good about their tax situation.

Our suite of annuities

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Fixed and income annuities

Offer your clients retirement solutions with flexibility, dependability and growth. Fixed and income annuities from MassMutual will help you address your clients’ unique needs and build your business with confidence that comes with 175 years of strength and stability.

Learn more about our Fixed and Income Annuities

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Variable Annuities

A variable annuity offers clients a retirement plan with dependability and the opportunity for growth. Plus, it can include guaranteed lifetime income, tax deferral, and even a death benefit.

Learn more about our Variable Annuities

Products & rates

Annuity Type	Product Name	Rates
Single premium deferred fixed annuity	MassMutual Stable Voyage^SM	View rates (PDF)
Fixed deferred annuity with market value adjustment	MassMutual Premier Voyage^SM	View rates (PDF)
Immediate income annuity	MassMutual RetireEase^SM	View rates (PDF)
Deferred income annuity	MassMutual RetireEase Choice^SM	View rates (PDF)
Variable annuity	MassMutual Envision^SM with MassMutual RetirePay^SM	Learn more

Call today

Clients are increasingly looking for the solutions that annuities provide. Here's your opportunity to address your clients' concerns and build your business.

1-855-464-3436

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The products and/or features may not be available in all states or firms.

Any guarantees explicitly referenced herein are based on the claims-paying ability of the issuing insurance company.

Tax deferral is automatically provided by tax-qualified retirement plans, including IRAs. There is no additional tax-deferral benefit provided when an annuity contract is used to fund a tax-qualified retirement plan or an IRA. Investors should only consider buying this contract in conjunction with a tax-qualified retirement plan or an IRA for the annuity’s insurance features such as lifetime income payments.

Annuity products are issued by Massachusetts Mutual Life Insurance company (MassMutual) and C.M. Life Insurance company. C.M. Life Insurance company, Enfield, CT 06082, is non-admitted in New York and is a subsidiary of MassMutual, Springfield, MA 01111-0001.

MassMutual Premier Voyage^SM (Contract Form #FPFA22-PV, and ICC22-FPFA-PV in some states including NC) is a fixed deferred annuity contract issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111.

Premier Voyage is not available in NY.

MassMutual Envision (Contract Form FPVDA21 and ICC21-FPVDA in certain states, including North Carolina) is a flexible premium deferred variable annuity contract issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.

Variable annuities offered through registered representatives of MML Investors Services, LLC, Springfield, MA 01111-0001 or a broker-dealer that has a selling agreement with MML Strategic Distributors, LLC, Springfield, MA 01111-0001.

Principal Underwriters: MML Investors Services, LLC (MMLIS), Member SIPC^®, and MML Strategic Distributors, LLC (MSD), are both Members FINRA and subsidiaries of Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.

MassMutual Stable Voyage^SM [Contract Form #SPFA11.1; SPFA11.1-Rev; and ICC13-SPFA11.1 in some states including NC] is a single premium, fixed deferred annuity contract issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111.

MassMutual RetireEase [Contract Form #SPIA05; SPIA05(NC)] is a single premium immediate fixed annuity contract issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111.

MassMutual RetireEase Choice [Contract form #FPDIA12, ICC12-FPDIA12 and ICC12-FPDIA12 in NC] is a flexible premium, deferred income annuity contract issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.

MassMutual RetireEase and MassMutual RetireEase Choice are not Medicaid-friendly deferred annuities. The use of MassMutual RetireEase or MassMutual RetireEase Choice in conjunction with Medicaid planning is prohibited.