Consider annuities for clients' tax advantages
In today’s economic environment, tax-deferred annuities have become increasingly appealing to clients looking for a source of predictable monthly income.
Whether considering a fixed annuity (FA), a variable annuity (VA), or single premium immediate annuity (SPIA), these assets allow a client to pay no current income taxes on gains until the assets are withdrawn. As these annuities grow tax deferred, they provide stability to a retirement portfolio.

Fixed annuities

Taxation

Variable annuities

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Dependability counts
Fixed Annuities, Deferred Income Annuities (DIAs), Single Premium Immediate Annuities (SPIAs), and Variable Annuities from MassMutual are backed by 175 years of strong financial performance.
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Tax deferral is automatically provided by tax-qualified retirement plans, including IRAs. There is no additional tax-deferral benefit provided when an annuity contract is used to fund a tax-qualified retirement plan or an IRA. Investors should only consider buying this contract in conjunction with a tax-qualified retirement plan or an IRA for the annuity’s insurance features such as lifetime income payments.
Annuity products are issued by Massachusetts Mutual Life Insurance company (MassMutual) and C.M. Life Insurance company. C.M. Life Insurance company, Enfield, CT 06082, is non-admitted in New York and is a subsidiary of MassMutual, Springfield, MA 01111-0001.
